May 2000 to December 2009 	Director, Corporate Credit	           Fuel Managers, Inc.			Tulsa, OK

• Review all vendor data and financial information and set credit limits based on information verified
• Utilize sources of security such as letters of credit, corporate/personal guarantees, deeds of trust, mortgages, etc.
• Maintain the integrity of the accounts receivable by converting into cash by the quickest means possible , at the lowest cost possible
• Determine the best course of action in the assignment of collection/attorney accounts Review policy and procedures and implement change when deemed necessary
• Schedule quarterly visits to key customers vital to the continued success of each business unit

• Reduced bad debt from .3166% of revenues to .0052%
• Reduction in days sales outstanding from 36.44 to 12.66
• Maintained an average current balance of 96% to 98% with less than 1% over 30 days
• Developed credit scoring module in establishing new accounts
• Met or exceeded all company objectives for the past 9 years
• Profiled in the September, 2002 issue of Credit Today magazine. A monthly publication for today’s credit professional
• Coordinated all company team building projects with Director of Human Resources

September 1998 to May 2000	Vice President, Consumer Lending	Local Oklahoma Bank	Tulsa, OK

February 1996 to January 1997	Division Credit Manager	Rexel/Consolidated Electric Supply	Orlando, FL

May 1987 to February 1996		District Credit Manager	Rexel/Summers Electric Supply	Tulsa, OK

June 1983 to May 1987		Area Credit Manager	Rexel/Summers Electric Supply	Tulsa, OK

• B.S. in Management, LeTourneau University 1995, Dallas, Texas. Attended University of Oklahoma 1979, 120 hours, Norman, Oklahoma.

• Oklahoma New Homes/Xite
  Broken Arrow, Oklahoma
  July 2009 to Present
  
  Controller:
  Responsibilities include all phases of accounting and budgeting for new home construction. Cash forecasting, reconciliations, financial reporting, worked with multiple banks to fund construction draws. QuickBooks (contractor edition)

  Probuild Lumber
  Tulsa, Oklahoma
  June 1996 to July 2009
  Credit/Office Manager

• Executive experience with a documented history of continued improvement in the cash position of several organizations
• Proven abilities in formulating effective credit guidelines and policies designed to reduce bad debt while allowing the necessary flexibility to service our customers purchasing requirements
• Expertise in analyzing financial information, credit reports and other data to determine credit worthiness of present and/or potential customers
• Well developed communication skills; interact well with all levels of management and with individuals from diverse backgrounds. Able to communicate well with all levels of personnel across all major functional areas.
• Highly effective negotiating and problem resolution abilities. Extensive experience in working with attorneys, collection agencies and officers of the court regarding collection of accounts, lien and bond rights, suits and bankruptcy.
• Skilled in recruiting, interviewing, hiring, training, motivation and directing credit department personnel. Highly effective abilities in evaluating performance and providing positive feedback.
• Proven abilities in conceiving, developing, planning and presenting effective training programs relating to credit policies and procedures
• Motivated decision-maker able to adapt to change. Ability to assimilate new information quickly
• Successful history of account workouts ranging from $2 thousand to $2 million

Professional Experience
• May 2000 to present - Director, Corporate Credit Fuel Managers, Inc.: Responsible for all aspects of the credit, collections and accounts receivable for the 3 companies under the FMI umbrella
• September 1998 to May 2000 - Vice President, Consumer Lending Local Oklahoma Bank: Responsible for all branch underwriting of consumer and small commercial lending. Cross selling of services from lending, consumer/commercial checking, savings and retirement planning. Met or exceeded all goals given by senior officers of the bank. Ranked number one producer in volume for all offices.
• January 1996 to January 1997 Division Credit Manager Rexel/Consolidated Electric Supply
• May 1985 to December 1996 District Credit Manager Rexel/Summers Electric Supply
• June 1983 to May 1985 Area Credit Manager Rexel/Summers Electric Supply

Education and Training
• Altus Junior College-Altus, OK

• Assistant Corporate Credit Manager
  June 2007 ~ Present
• Office/Credit Manager
  November 2004 ~ June 2007
• A/R Clerk, Customer Service Representative
  February 2003 ~ November 2004
• Cashier, Inventory Clerk, General Office Clerk
  1996 ~ 1999

• Heber Springs High School,
  Heber Springs, AR
  1996 ~ 1999
  Honors Diploma

• Cleburne County Home Builders
  Association/Executive Officer, Secretary, Treasurer
  2005 ~ 2007, AHBA, Heber Springs, AR

Over 30 years in top level credit management positions, with experience in manufacturing and distribution companies serving many varied industries such as metals, building materials, plastics, paper, food processing, labeling and packaging machinery. International credit experience has included responsibility for accounts in Latin America, Europe and the Trans-Caucasus.

Worked with Accounts Receivable and Order Entry software as part of and inter grated enterprise system on A/S 400 platform, as well asMicrosoftt Excel and third-party credit software.

Responsibilities have included: