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mlmains
Objective
To utilize my years of sound credit practices and loss mitigation with a company who understands the value of their investment in accounts receivable and maintaining a strong customer relationship.
Summary of Qualifications
- Executive experience with a documented history of continued improvement in the cash position of several organizations
- Proven abilities in formulating effective credit guidelines and policies designed to reduce bad debt while allowing the necessary flexibility to service our customers purchasing requirements
- Expertise in analyzing financial information, credit reports and other data to determine credit worthiness of present and/or potential customers
- Well developed communication skills; interact well with all levels of management and with individuals from diverse backgrounds. Able to communicate well with all levels of personnel across all major functional areas.
- Highly effective negotiating and problem resolution abilities. Extensive experience in working with attorneys, collection agencies and officers of the court regarding collection of accounts, lien and bond rights, suits and bankruptcy.
- Skilled in recruiting, interviewing, hiring, training, motivation and directing credit department personnel. Highly effective abilities in evaluating performance and providing positive feedback.
- Proven abilities in conceiving, developing, planning and presenting effective training programs relating to credit policies and procedures
- Motivated decision-maker able to adapt to change. Ability to assimilate new information quickly
- Successful history of account workouts ranging from $2 thousand to $2 million
Summary of Professional Experience
May 2000 to December 2009 Director, Corporate Credit Fuel Managers, Inc. Tulsa, OK
Responsible for all aspects of the credit, collections and accounts receivable for the 4 companies under the FMI umbrella which are:
Fuel Managers, Inc. – Wholesale distributor of motor fuel products throughout the country with a focus on the Mid West- Avg. A/R portfolio $24M
Retail Fuels Marketing – Jobber of Shell and Valero brands serving over 60 locations throughout Eastern Oklahoma- Avg. A/R portfolio $2M
Colorado Fuels Manufacturing – Fractionation plant as well as storage tanks and loading rack serving Colorado and Utah- Avg. A/R portfolio $2.5M
Fleetcard of Mid-America- Licensee of the Fuelman fleet fueling card. Avg. A/R portfolio of $6M
Key Accountabilities:
- Review all vendor data and financial information and set credit limits based on information verified
- Utilize sources of security such as letters of credit, corporate/personal guarantees, deeds of trust, mortgages, etc.
- Maintain the integrity of the accounts receivable by converting into cash by the quickest means possible , at the lowest cost possible
- Determine the best course of action in the assignment of collection/attorney accounts
Review policy and procedures and implement change when deemed necessary
- Schedule quarterly visits to key customers vital to the continued success of each business unit
Key Accomplishments:
- Reduced bad debt from .3166% of revenues to .0052%
- Reduction in days sales outstanding from 36.44 to 12.66
- Maintained an average current balance of 96% to 98% with less than 1% over 30 days
- Developed credit scoring module in establishing new accounts
- Met or exceeded all company objectives for the past 9 years
- Profiled in the September, 2002 issue of Credit Today magazine. A monthly publication for today’s credit professional
- Coordinated all company team building projects with Director of Human Resources
September 1998 to May 2000 Vice President, Consumer Lending Local Oklahoma Bank Tulsa, OK
Responsible for all branch underwriting of consumer and small commercial lending. Cross selling of services from lending, consumer/commercial checking, savings and retirement planning. Met or exceeded all goals given by senior officers of the bank. Ranked number one producer in volume for all offices.
February 1996 to January 1997 Division Credit Manager Rexel/Consolidated Electric Supply Orlando, FL
Directed the daily operations of the credit and collections department for the Eastern Division consisting of 36 branches located throughout Florida, Delaware and Freeport, Bahamas. Monthly A/R portfolio in excess of $36M. Developed and implemented policies and procedures which resulted in a reduction in DSO over 11 days, 60-90 day past due percentages from 28 to 15 and bad debt expense by over $2M. Reduced headcount from 23 to 19 while also eliminating $96 thousand in casual labor, $26 thousand in overtime and $20 thousand in attorney expense while maintaining consistent sales growth. Implemented a “Customer Satisfaction Program” which allowed better tracking and quicker resolution of customer deductions. Involved in all credit related software enhancements ranging from spreadsheet reports to collection activity logs.
May 1987 to February 1996 District Credit Manager Rexel/Summers Electric Supply Tulsa, OK
June 1983 to May 1987 Area Credit Manager Rexel/Summers Electric Supply Tulsa, OK
Systems & Software
AS400, Great Plains, PDI, Microsoft Office, Word, Excel, Power Point, DNBi
Education and Training
Altus Junior College-Altus, OK
Numerous seminars, workshops, continuing education courses relating to credit, collections, and law sponsored by NACM, Dun & Brad, and other professional organizations.
Active in the National Association of Credit Management.
Reference Letter
Contact:mikem57@live.com
Ref: St. John
Education:- B.S. in Management, LeTourneau University 1995, Dallas, Texas.
Attended University of Oklahoma 1979, 120 hours, Norman, Oklahoma.
CAREER EXPERIENCE:
- Oklahoma New Homes/Xite
Broken Arrow, Oklahoma
July 2009 to Present
- Controller:
Responsibilities include all phases of accounting and budgeting for new home construction. Cash forecasting, reconciliations, financial reporting, worked with multiple banks to fund construction draws. QuickBooks (contractor edition)
- Probuild Lumber
Tulsa, Oklahoma
June 1996 to July 2009
Credit/Office Manager
Contact: mst.john1@cox.net
Ref: Maines
Qualifications
- Executive experience with a documented history of continued improvement in the cash position of several organizations
- Proven abilities in formulating effective credit guidelines and policies designed to reduce bad debt while allowing the necessary flexibility to service our customers purchasing requirements
- Expertise in analyzing financial information, credit reports and other data to determine credit worthiness of present and/or potential customers
- Well developed communication skills; interact well with all levels of management and with individuals from diverse backgrounds. Able to communicate well with all levels of personnel across all major functional areas.
- Highly effective negotiating and problem resolution abilities. Extensive experience in working with attorneys, collection agencies and officers of the court regarding collection of accounts, lien and bond rights, suits and bankruptcy.
- Skilled in recruiting, interviewing, hiring, training, motivation and directing credit department personnel. Highly effective abilities in evaluating performance and providing positive feedback.
- Proven abilities in conceiving, developing, planning and presenting effective training programs relating to credit policies and procedures
- Motivated decision-maker able to adapt to change. Ability to assimilate new information quickly
- Successful history of account workouts ranging from $2 thousand to $2 million
Professional Experience
- May 2000 to present - Director, Corporate Credit Fuel Managers, Inc.: Responsible for all aspects of the credit, collections and accounts receivable for the 3 companies under the FMI umbrella
- September 1998 to May 2000 - Vice President, Consumer Lending Local Oklahoma Bank: Responsible for all branch underwriting of consumer and small commercial lending. Cross selling of services from lending, consumer/commercial checking, savings and retirement planning. Met or exceeded all goals given by senior officers of the bank. Ranked number one producer in volume for all offices.
- January 1996 to January 1997 Division Credit Manager Rexel/Consolidated Electric Supply
- May 1985 to December 1996 District Credit Manager Rexel/Summers Electric Supply
- June 1983 to May 1985 Area Credit Manager Rexel/Summers Electric Supply
Education and Training
-
Altus Junior College-Altus, OK
Contact: mmains@fuelmanagers.com
Ref: Garrett
Experience
- Assistant Corporate Credit Manager
June 2007 ~ Present
- Office/Credit Manager
November 2004 ~ June 2007
- A/R Clerk, Customer Service Representative
February 2003 ~ November 2004
- Cashier, Inventory Clerk, General Office Clerk
1996 ~ 1999
Education
- Heber Springs High School,
Heber Springs, AR
1996 ~ 1999
Honors Diploma
Organizations
- Cleburne County Home Builders
Association/Executive Officer, Secretary, Treasurer
2005 ~ 2007, AHBA, Heber Springs, AR
Contact: egarrett26@hotmail.com
Ref: #0080801
SUMMARY OF QUALIFICATIONS:
Have successfully performed in widely diversified fields of endeavor. Some of the positions held are Comptroller, Accounting Manager, Office Manager, Bookkeeper, Accounts Payable Supervisor, and Secretary, to name a few.
SOFTWARE PROFICIENCIES:
Mas90, Business Works, DacEasy, Peachtree, MS Word, Excel, MS Works
Duties from previous employment include:
Comptroller/CFO
Full Charge Bookkeeper
Secretary
Office Manager
EMail: d.oh145@gmail.com
Over 30 years in top level credit management positions, with experience in manufacturing and distribution companies serving many varied industries such as metals, building materials, plastics, paper, food processing, labeling and packaging machinery. International credit experience has included responsibility for accounts in Latin America, Europe and the Trans-Caucasus.
Worked with Accounts Receivable and Order Entry software as part of and inter grated enterprise system on A/S 400 platform, as well asMicrosoftt Excel and third-party credit software.
Responsibilities have included:
Monitoring of Accounts Receivable aging and payments,
Credit Limits - establishment and periodic review.
Direct collections.
Working with attorneys and collection agencies.
New account credit investigations.
Periodic management reporting.
Establishment of credit card payment process.
Establishing and facilitating inter-departmental meetings.
Assisting in installation of company - wide enterprise software
Assisting in purchasing and installation of third-party software.
Employee supervision and performance reviews.
Customer visits.
Assisting with fiscal year audits.
Education: University of Texas at Arlington, Arlington, Texas.
Email: Idhoff1@cox.net
#130307
Objective
Obtain a management position where my 25 years of progressive experience will contribute to the longer term success of that organization.
Work Experience
-
Manager - Customer Support Center
10/2005 – 06/2006 Colgate Oral Pharmaceuticals, Carrollton, Texas
- Manager - Credit/A-R/Customer Support
9/2003 - 10/2005
- Credit Manager - Packaging
8/2002 - 9/2003
Credit Manager - Packaging
8/2002 - 9/2003
- Credit Manager Petrochemicals & Industrial Product
5/1999 - 7/2002
- Southeast Asphalt/Wax Credit Manager
5/1995 - 4/1999
- Credit Administrator
5/1991 - 5/1995 CITGO Petroleum Corporation, Tulsa, OK
- accounts Payable/Vendor Relations Clerk
4/1987 - 5/1991
- Property Analyst/Crude Oil Accounting
8/1984 - 4/1987
Education
- 6/1999 Graduate School of Credit & financial Management, Dartmouth, NH
- Certification
- Conducted at Dartmouth College, Amos Tuck School of Business. Advanced Credit Management studies.
- 6/1996 Mid-Career School/NACM, Chantilly, VA
- Professional
- Credit Management Studies
- 5/1984 Tulsa Community College, Tulsa, OK
- Associate Degree
- Credit Management Certificate GPA 3.65
- 5/1982 Will Rogers High School, Tulsa, OK
- 5/1982 Will Rogers High School, Tulsa, OK
-Graduated 17 out of 567 students with a GPA of 3.85
Skills
-
Avaya Supervisor/Call Reporting
- Contract Administration - Domestic/International
- Financial Analysis
- Letter of Credit - Domestic/International
- SAP
For more information contact NACM MidAmerica:
Phone: 1-800-593-0907
Email: assn@nacmservices.com
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